Why buy from Health Insurance?

Why buy from Health Insurance?

Why buy from Health Insurance?

As per the Insurance guidelines, you are allowed to cancel the policy with-in 15 days from the date of issuance of the policy. For more details, please read the Plan Brochure carefully or talk to our advisor at the time of purchase.

Why buy from Health Insurance

1. Medical coverage deals with your clinical costs and guarantees that cash-based costs are reduced up to the Sum protected
2. A medical coverage strategy guarantees that you can profit cashless treatment at a system emergency clinic without paying for them, commonly covering 30 days and 60 days pre and post hospitalization, individually, in the vast majority of the Health Insurance plans.
3. One can increase the value of the Base Health Insurance Plan by supplementing them with extra items, for example, Personal Accident (PA) Cover, Critical Illness (CI) Cover and Top-Up. These items are accessible at an extremely ostensible expense including benefits that are not part of the Base Health Insurance plan. For Example, A PA plan helps by giving inclusion to handicap, which is regularly not secured under Health Insurance. An individual need not experience any hanging tight period and clinical exams for a PA spread.
4. One can likewise put resources into one of the well-known seniors resident medical coverage strategies and guarantee far-reaching security for their older guardians or secure their mature age that regularly brings along a few illnesses that require costly clinical treatment.

Why buy from Benefits of Health Insurance?

1)Health Coverage: Health Insurance plans have enhanced offerings to cover a wide spectrum of requirements like a family health plan that offers complete coverage to all members of a family under a single umbrella.
    ⁃ Medical Bills: Coverage against therapeutic costs brought about, including pre and post hospitalization
    - Previous Diseases: Coverage for any prior illness is given to you after a specific holding up period.
    ⁃ Claim Reimbursement: Coverage for expenses incurred for hospitalization due to a medical
2) Tax Rebate: Annual premium paid for health coverage is subject to tax exemption u/s 80D of ITA, 1961. Tax exemption ranges from Rs. 25,000 to Rs. 75,000.
3) Other Benefits: As an innovative feature, OPD expenses are now covered under a few Insurer plans and don’t require hospitalization for a minimum of 24 hrs to claim reimbursement. Stand-alone OPD plans are also available in the market.

Why buy from Health Insurance Key Points to Remember When Comparing Health Insurance

1. Entirety Insured by the strategy 
2. Premium to be paid for the inclusion 
3. Rundown of system emergency clinics and Claim Settlement Ratio 
4. Sub-limits (assuming any) and Waiting Period (for PEDs)